Terms of Service

Last updated: October 5, 2026

These Terms of Service (“Terms”) govern your access to and use of KhataPK (the “Service”), a digital ledger / udhaar tracking application. By creating an account or using the Service, you agree to these Terms.

1. The Service

KhataPK provides tools to record customer and supplier balances, transactions, reminders, and related business records. The Service is offered on a subscription basis via Paddle as merchant of record for payments.

2. Accounts

• You must provide accurate account information and keep your login credentials secure.
• You are responsible for all activity under your account.
• You must be legally able to enter a binding contract in your jurisdiction.

3. Subscriptions and billing

• Paid plans are billed in USD through Paddle (Starter, Growth, Business).
• Where offered, a trial period applies as shown at checkout (e.g. 7 days). After the trial, your subscription renews at the then-current plan price unless you cancel.
• Prices may change with notice; continued use after the change constitutes acceptance for subsequent billing periods.
• Taxes may be calculated and charged by Paddle where applicable.

4. Acceptable use

You agree not to misuse the Service, including attempting to disrupt it, access other users’ data without authorization, reverse engineer the Service except as allowed by law, or use it for unlawful activity.

5. Your data

You retain ownership of the business records you enter. You grant us a limited license to host and process that data solely to provide the Service. You are responsible for the accuracy of your ledgers and for complying with local bookkeeping and tax rules.

6. Availability and changes

We aim for reliable availability but do not guarantee uninterrupted service. We may modify or discontinue features with reasonable notice when practical.

7. Disclaimers

THE SERVICE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. KhataPK is a productivity tool, not a certified accounting system or legal/tax advice.

8. Limitation of liability

To the maximum extent permitted by law, our total liability arising from the Service is limited to the fees you paid to us for the Service in the three (3) months before the claim. We are not liable for indirect, incidental, special, consequential, or lost-profit damages.

9. Termination

You may stop using the Service and cancel your subscription at any time through Paddle’s customer portal or the cancellation method provided at purchase. We may suspend or terminate accounts that violate these Terms.

10. Governing law

These Terms are governed by the laws applicable to the operator of KhataPK, without regard to conflict-of-law principles. Courts in that jurisdiction shall have exclusive venue, except where consumer protection laws require otherwise.

11. Contact

Questions about these Terms: use the support contact listed on your Paddle receipt or the email published on the KhataPK website.

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